PART 1: Top 5 Crypto Trading Apps in USA in 2026
1. Coinbase
Coinbase is one of the most established cryptocurrency platforms available to U.S. users. The platform allows customers to buy, sell, transfer, store, and trade supported digital assets.
Coinbase also offers additional products such as staking, stablecoin-related services, derivatives, subscriptions, and other crypto services.
According to Coinbase's 2025 Form 10-K, the company generated $7.18 billion in total revenue in 2025, compared with $6.56 billion in 2024.
Its 2025 net revenue was approximately $6.88 billion, including approximately $4.06 billion in transaction revenue.
Coinbase reported that approximately 84% of its total revenue came from the United States in 2025, based on customer or counterparty domicile.
This revenue belongs to the company. It is not the amount earned by Coinbase users.
Coinbase's business mainly earns money through transaction-related activity and subscription and services revenue.
How Americans Can Use Coinbase
U.S. customers may use Coinbase to:
Buy cryptocurrency
Sell cryptocurrency
Trade supported digital assets
Hold crypto in a wallet
Earn rewards on eligible assets or programs
Access eligible derivatives products
Track transactions and tax-related information
The exact products available can depend on location, account eligibility and changing regulations.
Coinbase Revenue in 2025
Coinbase 2025 total revenue: $7.18 billion
Coinbase 2025 net revenue: $6.88 billion
U.S. share of total revenue: 84%
Data period: Full-year 2025, reported in 2026.
Who Is Coinbase Best For?
Coinbase can be a strong option for users who want a large U.S.-focused crypto platform with a broad range of products and a relatively straightforward interface.
2. Crypto.com
Crypto.com is another major cryptocurrency platform available to U.S. customers. Its U.S. platform allows users to buy, sell and trade cryptocurrency and provides access to a large selection of digital assets.
Crypto.com's U.S. website currently promotes access to 400+ cryptocurrencies and says the platform has 150 million users globally.
The 150 million figure is a global user figure, not a U.S.-specific number.
Crypto.com also offers additional products and services, including rewards, staking-related features, derivatives and other financial products where available.
How Americans Can Use Crypto.com
Eligible U.S. users may use Crypto.com to:
Buy cryptocurrency
Sell cryptocurrency
Trade crypto assets
Hold digital assets
Use eligible rewards or staking features
Deposit USD through supported methods
Access additional products depending on jurisdiction
Crypto.com says certain products are dependent on jurisdiction, so users should always check the latest U.S. availability before opening a position.
Crypto.com Revenue
Crypto.com is privately held and does not provide an audited annual revenue figure comparable to the public-company filings of Coinbase or Gemini.
For this reason, this article does not present an unofficial estimated revenue number as official company revenue.
Who Is Crypto.com Best For?
Crypto.com may appeal to users who want a broad crypto selection and an all-in-one financial app with multiple crypto-related products.
3. Kraken
Kraken is a major cryptocurrency exchange known for advanced trading tools and features designed for more experienced traders.
Kraken offers spot crypto trading and, for eligible customers and jurisdictions, margin and derivatives-related products.
According to Kraken's official 2025 financial results, the company reported $2.2 billion in adjusted revenue for 2025, representing 33% year-over-year growth.
Kraken also reported $531 million in adjusted EBITDA and approximately $2.0 trillion in total platform transaction volume for 2025.
How Americans Can Use Kraken
Eligible users may use Kraken to:
Buy and sell cryptocurrency
Trade crypto markets
Use advanced trading tools
Trade eligible assets on Kraken Pro
Use margin where eligible
Access eligible derivatives products
Monitor positions and trading activity
Margin trading is not the same as normal spot trading and carries substantially higher risk.
Kraken Trading Fees
Kraken's fee structure depends on the product and trading volume.
Fees can vary between spot trading, margin trading and other products, so users should check the current official fee schedule before trading.
Kraken Revenue in 2025
Kraken 2025 adjusted revenue: $2.2 billion
Kraken 2025 adjusted EBITDA: $531 million
2025 platform transaction volume: approximately $2.0 trillion
Data period: Full-year 2025, reported in 2026.
Who Is Kraken Best For?
Kraken may be more suitable for experienced traders who want advanced trading tools and are comfortable understanding order types, fees, margin requirements and market risk.
4. Binance.US
Binance.US is the U.S.-focused cryptocurrency platform operating separately from the international Binance platform.
This distinction is important because products and services available on Binance.US can differ from those offered by Binance internationally.
Binance.US allows eligible U.S. customers to buy, sell and trade supported cryptocurrencies.
Binance.US Trading Fees
As of September 2026, Binance.US advertises 0% maker fees and 0.01% taker fees for its applicable spot trading structure.
Fees can change, and certain buy/sell methods may have different costs. Users should check the official Binance.US fee page before placing a trade.
Binance.US State Availability
Binance.US availability is not identical across all U.S. states.
According to its official state availability page dated June 3, 2026, Binance.US listed a number of supported states and regions while also listing states where services were unavailable.
Kansas and Wisconsin were listed as crypto-only states, meaning USD services were unavailable while other crypto services could remain available.
States such as New York, Texas, Washington, Oregon, Ohio and several others were listed as unsupported on that date.
Because state availability can change, users should check Binance.US's current state availability page before registering.
Binance.US Revenue
Binance.US does not provide the same level of publicly reported annual financial information as publicly traded companies such as Coinbase and Gemini.
Therefore, this article does not use unofficial estimated revenue figures as if they were audited company revenue.
Who Is Binance.US Best For?
Binance.US may appeal to eligible U.S. users who prioritize low spot trading fees.
5. Gemini
Gemini is a U.S.-based cryptocurrency and financial markets platform founded by Cameron and Tyler Winklevoss.
Gemini became a publicly traded company in 2025 under the ticker GEMI on Nasdaq.
The company offers cryptocurrency trading and has expanded into additional financial products.
In July 2026, Gemini also announced commission-free stock trading for qualifying U.S. customers, showing its broader move beyond cryptocurrency into a wider financial platform.
Gemini Revenue in 2025
According to Gemini's 2025 Form 10-K, Gemini generated approximately $179.6 million in total revenue in 2025, compared with $142.2 million in 2024.
The company reported a net loss of approximately $582.8 million for 2025.
Exchange revenue represented approximately 52% of total revenue, while retail investors accounted for approximately 91% of exchange revenue.
Gemini's revenue comes from several areas, including transaction-related fees, custody services, withdrawal fees, credit card revenue, advisory services and other products.
How Americans Can Use Gemini
Eligible customers may use Gemini to:
Buy cryptocurrency
Sell cryptocurrency
Trade digital assets
Use eligible staking services
Access advanced trading products
Use certain derivatives or margin products where eligible
Access other financial products offered through the Gemini platform
Product availability can vary according to location and eligibility.
Who Is Gemini Best For?
Gemini may appeal to users who prefer a U.S.-based publicly traded crypto and financial platform and want access to both crypto and expanding financial products.
PART 2: How Can Americans Potentially Make Money With Crypto Trading Apps?
Crypto trading apps can provide different ways to potentially generate returns, but none of these methods guarantees a profit.
1. Buy and Sell Cryptocurrency
The simplest approach is buying a cryptocurrency and later selling it at a higher price.
For example, if someone buys $100 worth of Bitcoin and its value rises to $120, the position has an unrealized gain of approximately $20 before fees and taxes.
However, if Bitcoin falls to $70, the position has an unrealized loss of approximately $30.
The price can move in either direction.
2. Short-Term Crypto Trading
Some traders attempt to profit from short-term price movements.
They may study:
Price charts
Trading volume
Market trends
Support and resistance
Market news
Economic data
Government announcements
Crypto market sentiment
Short-term trading can be difficult because cryptocurrency prices can move quickly and unexpectedly.
3. Staking and Crypto Rewards
Some platforms offer staking or reward programs for eligible cryptocurrencies.
Staking generally involves participating in the operation of a blockchain network and potentially receiving rewards.
However, staking rewards do not remove market risk.
If the cryptocurrency itself falls significantly in value, the market loss can be greater than the value of the rewards received.
Availability, reward rates and eligibility vary by platform and asset.
4. Stablecoin-Related Products
Some crypto platforms provide products involving stablecoins such as USDC.
Stablecoins are designed to maintain a relatively stable value against a reference asset, commonly the U.S. dollar, but they still involve product, platform and regulatory risks.
Users should understand exactly how a reward or yield product works before depositing money or cryptocurrency.
5. Leverage and Margin Trading
Leverage allows a trader to control a larger position using a smaller amount of their own capital.
For example, a trader might use $100 of their own collateral to control a larger position.
This can increase potential gains, but it can also increase losses significantly.
This is where liquidation becomes especially important.
PART 3: What Does Liquidation Mean in Crypto Trading?
One of the most important differences beginners need to understand is the difference between normal spot investing and leveraged or margin trading.
Normal Spot Trading
Suppose you buy $100 worth of Bitcoin.
If Bitcoin falls 50%, the value of your holdings may fall to approximately $50.
You have not automatically lost the Bitcoin.
You still own the asset.
If Bitcoin later rises, the value of your holdings can increase again.
So:
A falling spot investment can recover if you still own the asset.
Leveraged or Margin Trading
Now imagine you use $100 as collateral for a leveraged position.
If the market moves strongly against your position, your margin level can fall toward the platform's liquidation threshold.
The platform may then automatically close the position.
Once the leveraged position has been liquidated, that original position no longer exists.
If the cryptocurrency price later rises, you do not automatically recover the old position.
You would need to enter a new trade.
So the key difference is:
Spot investment: The asset can remain in your account while its value rises or falls.
Leveraged position: The position can be automatically closed when required margin levels are reached.
You do not have to wait for Bitcoin or another cryptocurrency to reach zero before a leveraged position can be liquidated.
Example of a $100 Trade
Imagine:
You deposit $100.
You buy Bitcoin normally.
Bitcoin falls 40%.
Your investment may now be worth around $60, but you still own the Bitcoin.
If Bitcoin later rises, your position can recover.
Now imagine the same $100 is used as collateral for a leveraged trade.
If the position reaches its liquidation threshold, the exchange can close the position.
If Bitcoin rises after liquidation, your previous leveraged position does not automatically come back.
This is why leverage can be much riskier than normal spot trading.
PART 4: When Should You Be Careful With Crypto Trading?
Before trading cryptocurrency, users should understand that crypto prices are affected by much more than technical charts.
Cryptocurrency markets can react to:
U.S. government decisions
Cryptocurrency regulations
Federal Reserve interest-rate decisions
Inflation data
Employment data
Global economic conditions
Geopolitical events
Major financial-market movements
ETF-related developments
Large institutional activity
Major crypto industry news
Market sentiment
A major government announcement or economic event can sometimes cause cryptocurrency prices to move sharply within a short period.
For this reason, investors should not make decisions based only on a price chart or social-media trend.
Before investing, consider your own financial situation, risk tolerance, knowledge and understanding of cryptocurrency markets
PART 5: Which Crypto Trading App Is Best in the USA in 2026?
There is no single crypto trading app that is automatically the best for every American user.
Coinbase
Best for users looking for a large U.S.-focused crypto platform and a broad range of products.
Crypto.com
Best for users looking for a large selection of cryptocurrencies and an all-in-one crypto-focused app.
Kraken
Best for experienced traders who want advanced trading tools and access to eligible margin products.
Binance.US
Best for eligible U.S. users who prioritize low spot trading fees.
Gemini
Best for users who prefer a publicly traded U.S. crypto and financial platform.
The right platform depends on fees, available assets, state availability, security features, trading tools, tax reporting, product availability and your own experience level.
PART 6: Can You Really Make Money With Crypto Trading Apps?
Yes, it is possible for people to make money through cryptocurrency trading or other crypto-related products, but it is equally possible to lose money.
There is no guaranteed monthly income from crypto trading.
A trader may make a profit from a successful trade, but another trade can produce a loss.
Leverage can increase both potential gains and potential losses.
Staking and reward programs can also carry risks because the underlying cryptocurrency may decline in value.
The most important point is that crypto trading should not be treated as guaranteed income.
Important: This Article Is General Guidance
Living in West is sharing this information to help readers understand cryptocurrency trading platforms, trading features, earning opportunities and the risks associated with them.
We are not providing personalized financial or investment advice, and we are not telling readers which cryptocurrency to buy, sell or hold.
Any decision to invest or trade should be made based on your own research, knowledge and risk tolerance.
Crypto trading can result in significant losses, including the potential loss of your invested capital.
Our goal is simply to make readers aware of these earning and trading apps, how they generally work, and the risks users should understand before using them.
Always check the latest information directly with the relevant platform because fees, products, state availability and regulations can change.
Frequently Asked Questions
What are the best crypto trading apps in the USA in 2026?
Five major platforms discussed in this guide are Coinbase, Crypto.com, Kraken, Binance.US and Gemini. The best option depends on the user's state, trading experience, fees, available assets and preferred features.
Which crypto app has the lowest fees in the USA?
Binance.US currently advertises 0% maker fees and 0.01% taker fees for applicable spot trading. Fees can change, so users should verify the current fee schedule before trading.
Can you make money using crypto trading apps?
Yes, people can potentially make money through successful crypto trades, staking or other eligible crypto products. However, profits are not guaranteed and users can lose money.
What is liquidation in crypto trading?
Liquidation occurs when a leveraged or margin position reaches the platform's required liquidation threshold and the platform closes the position to manage the risk.
Can a normal Bitcoin investment be liquidated?
A normal spot Bitcoin holding is generally not liquidated simply because its market value falls. Liquidation is mainly associated with leveraged, margin or derivatives positions.
If my $100 Bitcoin investment falls to $50, is my money gone?
Not necessarily. In normal spot trading, you still own the Bitcoin. If its market value later rises, the value of your holding can rise again. However, fees, taxes and market movements can affect the final result.
Can a leveraged $100 trade be liquidated?
Yes. A leveraged position can be liquidated when the account or position reaches the platform's required liquidation threshold. The exact rules differ by platform and product.
Does crypto depend on U.S. government decisions?
Crypto prices can react to U.S. government policies, regulations, economic data, interest-rate decisions and other major events. Global economic and geopolitical developments can also affect crypto markets.
Is crypto trading a guaranteed income source?
No. Cryptocurrency trading is speculative and volatile. There is no guaranteed profit or guaranteed monthly income.
Disclaimer
This article is for informational purposes only and is not financial, investment or tax advice. Cryptocurrency is volatile and you can lose your entire investment. Do your own research and consider consulting a licensed financial or tax professional before trading.
Fees, supported cryptocurrencies, products, leverage rules, liquidation requirements and U.S. state availability can change frequently. Always verify the latest information directly with the official platform before depositing funds or placing a trade.
Editorial Team
